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Diving into a book can be a great way to learn more about personal finance. To help you get started, Business Insider’s personal finance team put together a list of 10 financial books to read for 2025.
Our top picks cover a wide range of money topics. So whether you want to retire early, invest in the stock market, start conversations about money with your family, or just see money from a different point of view, we have many options for you to discover.
Our list of must-read personal finance books includes our personal favorites and some with truly impressive Amazon reviews and ratings.
Best Personal Finance Books of 2025
- “Get Good with Money” by Tiffany “The Budgetnista” Aliche
- “Retire Before Mom & Dad” by Rob Berger
- “How I Invest My Money” by Joshua Brown and Brian Portnoy
- “The Simple Path to Wealth” by JL Collins
- “Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market,” by Linda Garcia
- “The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness” by Morgan Housel
- “Finance for the People: Getting a Grip on Your Finances” by Paco de Leon
- “Broke Millennial Takes On Investing” by Erin Lowry
- “I Will Teach You to be Rich” by Ramit Sethi
- “Financially Lit!: The Modern Latina’s Guide to Level Up Your Dinero & Become Financially Poderosa,” by Jannese Torres
‘Get Good With Money: Ten Simple Steps To Becoming Financially Whole,’ by Tiffany ‘The Budgetnista’ Aliche
Tiffany Aliche, aka The Budgetnista, shares her own triumph over debt and financial hardships. “Get Good With Money” also includes worksheets to help you assess your financial wellness without shame or judgment. This personal finance book also covers a wide range of topics from how to build an emergency fund to how to improve your credit score.
Best for:
- People who want to pay off debt
- People who like worksheets
- People getting started with personal finance
- Young professionals
‘Retire Before Mom and Dad,’ by Rob Berger
For anyone considering early retirement through the FIRE (Financially Independent, Retire Early) movement, this book is a quintessential primer on the principles of getting started on this path. But, it also looks at principles that make financial independence and retirement attainable, even if retiring early isn’t on your list.
Best for:
- People who want to retire early
- People who want to build wealth
‘How I Invest My Money,’ by JL Collins by Joshua Brown and Brian Portnoy
If you’ve ever wondered how your financial advisor, a venture capitalist, or that money expert on the internet invests their money, Brian Portnoy and Joshua Brown have answers.
With pithy stories from 25 financial experts, this book advances on basic personal finance topics, giving readers ideas to implement as they take the next steps on their financial journeys.
It’s not the best choice for anyone who’s new to managing money, as it lacks enough explanation of the basics to be a stand-alone guide. But for readers who are ready to make new financial moves, this book will prove helpful.
Best for:
‘The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life,’ by JL Collins
The principles of “The Simple Path to Wealth” were first laid out in a series of letters by the author to his daughter, and there’s no shortage of accessible and actionable advice on investing throughout the book.
It takes on a light and casual tone in some chapters but doesn’t shy away from explanations of more complicated topics, either, like the nuances of investing in a bear or bull market. It’s the highest-rated personal finance book on the list, with over 3,800 Amazon reviews and an average rating of 4.8 stars.
Best for:
- Investors
- People who want to retire early
‘Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market,’ by Linda Garcia
“Wealth Warrior” by Linda Garcia empowers communities of color by simplifying the stock market and offering eight actionable steps for beginners to start investing.
This read is the perfect guide for those wanting more investing knowledge after diving into books more focused on saving money budgeting.
Best for:
- First-time investors
- People of color
- Young adults and millennials
‘The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness’ by Morgan Housel
“The Psychology of Money” by Morgan Housel explores how emotions, behaviors, and personal experiences influence financial decisions and attitudes toward wealth.
While not explicitly focused on tangible advice, this book helps shift scarcity mindsets and fosters a deeper understanding of the financial behaviors that can transform your financial future.
Best for:
- Shifting your money mindset
- Gaining insights into behavioral finance
‘Finance for the People,’ by Paco de Leon
In “Finance for the People,” former financial planner Paco de Leon explains how to take personal responsibility for our personal finances despite inequities out of our control, while providing the necessary tools to help you build a strong financial foundation.
Best for:
- Visual learners
- Socially conscious millennials and Gen Zers
- Holistic financial wellness advice
‘Broke Millennial Takes On Investing: A Beginner’s Guide To Leveling Up Your Money,’ by Erin Lowry
“Broke Millennial” took the world by storm with great budgeting tips written specifically for avocado-toast-brunching millennials. Erin Lowry is back at it again with a practical, easy-to-read guide to investing. Packed with tips for beginners, “Broke Millennial Takes On Investing” will teach you how to navigate the market in alignment with your beliefs and values.
Best for:
- Socially conscious investors
- Young professionals
‘I Will Teach You To Be Rich,’ by Ramit Sethi
Personal finance author Ramit Sethi outlines a six-week plan for living out your “rich life” as you define it. “I Will Teach You to be Rich” by Ramit Sethi walks readers through how to use credit cards and maximize rewards, opening a high-yield savings account to earn interest, and even automating accounts to save with no effort every month. This easy-to-read and highly actionable book goes from reading to returns quickly.
Best for:
- Making a plan
- Strategizing with your money
- Setting up systems to build wealth
‘Financially Lit!: The Modern Latina’s Guide to Level Up Your Dinero & Become Financially Poderosa,’ by Jannese Torres
“Financially Lit!” by Jannese Torres offers practical and relatable advice for those looking to enhance money management skills and maximize their financial potential.
Aimed at Latinas, this financial literacy guide is the perfect read for women of color looking to boss up their money moves.
Best for:
- Latinx learning about personal finance
- People interested in entrepreneurship
- People looking for an all-encompassing guide
The Importance of Personal Finance Literacy
If you’re just starting your financial journey or struggling with certain aspects of managing your money, a personal finance book can be a great way to learn about financial concepts in greater detail.
For example, the best books on investing can help you learn the difference between a Roth IRA and Traditional IRA, as well as how to invest in the stock market.
Personal finance books for budgeting can teach you different budgeting strategies like the pay-yourself-first method or the 50/30/20 rule so you can learn to manage spending and save money over time.
Some personal finance books also cater to specific audiences. For instance, there are several books that include personal experiences the writer has faced, and how they’ve overcome these issues. Personal finance books catered to people of color often acknowledge systemic barriers people of color face and include nuances in culture when framing money strategies.
Benefits of Reading Personal Finance Books
The main benefit of reading personal finance books is that you can learn about different approaches to money management.
While there are similar jargon and fundamental concepts that you’ll find across many personal finance books, you’ll also find that many experts share different opinions, experiences, and strategies regarding money concepts. You get to take these nuggets of wisdom and shape your own ideas to cultivate a system that works for you and helps you achieve your savings goals.
Want to Read More? Try These:
Not every book we wanted to mention made the top 10. Here are a few more good choices to continue your reading:
- “The Intelligent Investor,” by Benjamin Graham
- “Get a Financial Life: Personal Finance in Your Twenties and Thirties” by Beth Kobliner
- “The Automatic Millionaire,” by David Bach
- “Rich AF: The Winning Money Mindset That Will Change Your Life,” by Vivian Tu
- “Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School,” by Andrew Hallam
- “The Financial Diet: A Total Beginner’s Guide to Getting Good with Money” by Chelsea Fagan and Lauren Ver Hage
- “Cashing Out: Win the Wealth Game by Walking Away” by Julien and Kiersten Saunders
- “Financial Feminist: Overcoming the Patriarchy’s Bullsh*t to Master Your Money and Build a Life You Love” by Tori Dunlap
Personal Finance Books FAQs
Our must-read personal finance books for beginners are “Finance for the People” by Paco de Leon, “Get Good With Money” by Tiffany Aliche, “The Simple Path to Wealth” by JL Collins, and “The Psychology of Money” by Morgan Housel.
Some of the best personal finance books for investing include “How I Invest My Money” by Joshua Brown and Brian Portnoy, “The Simple Path to Wealth” by JL Collins, “Broke Millennial Takes On Investing” by Erin Lowry, and “Wealth Warrior” by Linda Garcia.
Yes, there are personal finance books specifically for women. The best personal finance books for women include “Financially Lit!” by Jannese Torres and “Financial Feminist: Overcoming the Patriarchy’s Bullsh*t to Master Your Money and Build a Life You Love” by Tori Dunlap.
“Retire Before Mom and Dad” by Rob Berger and “Financially Lit!” by Jannese Torres talk about the FIRE movement. “The Simple Path to Wealth” by JL Collins is another option people can read if they want to retire early.
Yes, there are personal finance books with tips and strategies for budgeting and paying off debt. Our top reads for people who want to pay off debt and make the most of their paycheck are “Get Good With Money” by Tiffany Aliche, “Finance for the People” by Paco de Leon, “I Will Teach You To Be Rich” by Ramit Sethi, and “Retire Before Mom & Dad” by Rob Berger.
For aspiring entrepreneurs, “I Will Teach You to be Rich” by Ramit Sethi and “Financially Lit!,” by Jannese Torres are great places to start for practical tips on identifying business ideas, budgeting and saving strategies, and developing a wealth-building mindset.
Why You Should Trust Us: How We Reviewed the Best Personal Finance Books
We chose the best personal finance books after reading over 31 personal finance books and choosing our favorites.
Business Insider’s personal finance team is editorially independent, meaning that the business team doesn’t tell the team’s writers and editors what to write. You can learn more about how we review products through our editorial standards page.
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